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Thanks to a special provision in the American Rescue Plan, a health plan from HealthCare.gov is now even more affordable this year. If you receive unemployment compensation for one or more weeks in 2021, you’re likely eligible for maximum financial assistance on both your monthly premium and out-of-pocket costs.
What this means: You’re likely eligible for a $0 or very low monthly premium (less than $10 per month) plan and extra savings known as cost-sharing reductions to keep your deductibles, copays, and coinsurance low when you get medical services.
To see if you qualify for additional savings, submit your application by August 15. If you received (or are approved to receive) unemployment compensation in 2021, come back to HealthCare.gov and submit your 2021 application with this information. Then select a Silver plan with the “Extra Savings” label.
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