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Frequently Asked Questions

Notice

A recent court decision may affect some of the information contained on this website. DIFS is working to review and update all auto insurance-related content as appropriate.

Information on Purchasing Auto Insurance

On May 30, 2019, Governor Whitmer signed historic bipartisan no-fault auto insurance reform legislation (Public Acts 21 and 22 of 2019) to provide insurance coverage options, lower rates for Michigan drivers while maintaining the highest benefits in the country, and strengthen consumer protections.

This FAQ will be updated to provide the latest information to Michigan drivers.  Please check back often for updates.

Notice: The information contained within this website pertains to the new auto insurance law. These changes will apply to policies issued or renewed after July 1, 2020.

The answers provided are not meant to be a substitute for legal advice.