This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Evaluation Guidance
Revised Evaluation Guidance 2022-6 (11/4/2022)
Revised Evaluation Guidance 2022-6 Redline (11/4/2022)
Revised Evaluation Guidance 2022-5 (1/24/2022)
Revised Evaluation Guidance 2022-5 Redline (1/24/2022)
Revised Evaluation Guidance 2020-4a, with temporary changes for Plan years 2020 and 2021 (7/22/2020)
Revised Evaluation Guidance 2020-4 (3/11/2020)
Revised Evaluation Guidance 2020-4 Redline (3/11/2020)
Revised Evaluation Guidance 2019-3 (12/20/2019)
Final Evaluation Guidance 2017-2 (11/29/2017)
Proposed Evaluation Guidance 2017-1 (1/13/2017)
Listening Session - Rural Housing (July 17, 2023)
Listening Session - Manufactured Housing (July 18, 2023)
Listening Session - Affordable Housing Preservation (July 19, 2023)
Listening Session - Affordable Housing Preservation (July 11, 2022)
Listening Session - Manufactured Housing (July 12, 2022)
Listening Session - Rural Housing (July 13, 2022)
Listening Session - Rural Housing (July 12, 2021)
Listening Session - Affordable Housing (July 13, 2021)
Listening Session - Manufactured Housing (July 14, 2021)
Listening Session Transcript - Manufactured Housing (October 16, 2020)
Listening Session Transcript - Affordable Housing Preservation (October 21, 2020)
Listening Session Transcript - Rural Housing (October 23, 2020)
Listening Session Transcript – Webinar (12/11/19)
Listening Session Transcript – Washington, D.C. (12/2/19)
Listening Session Transcript – Los Angeles, CA (11/21/19)
Listening Session Transcript – St. Louis, MO (11/19/19)
Listening Session Overview Slides (2/9/2017)
Listening Session Transcript – Webinar (2/9/2017)
Listening Session Transcript – FHFA Headquarters (2/8/2017)
Listening Session Transcript – Federal Reserve Bank of San Francisco (2/1/2017)
Listening Session Transcript – Federal Reserve Bank of Chicago (1/25/2017)
Stakeholder Webinar Recording (12/19/2016)
Stakeholder Webinar Transcript (12/19/2016)
Stakeholder Webinar Slides (12/19/2016)
Revised Duty to Serve Questions and Answers 2023-2 (8/29/2023)
Revised Duty to Serve Questions and Answers 2023-2 Redline (8/29/2023)
Duty to Serve Questions and Answers 2021-1 (9/13/2021)
FHFA Announces Fannie Mae's and Freddie Mac's Duty to Serve Underserved Markets Plans for 2022-2024 (4/27/2022)
FHFA Announces Fannie Mae's and Freddie Mac's Proposed Duty to Serve Underserved Markets Plans for 2022-2024 (5/8/2021)
FHFA Requests Public Input on Fannie Mae and Freddie Mac's Proposed Duty to Serve Plan Modifications (10/3/2018)
FHFA Publishes Fannie Mae's and Freddie Mac's Underserved Markets Plans for Duty to Serve (12/18/2017)
FHFA Extends Public Input Period for Proposed Duty to Serve Evaluation Guidance (5/8/2017)
FHFA Requests Public Input on Fannie Mae and Freddie Mac's Proposed Underserved Markets Plans for Duty to Serve Program (5/8/2017)
Public Input on Potential Chattel Loan Pilot (2/8/2017)
Public Input on Duty to Serve Program (1/18/2017)
Fannie Mae Statement on FHFA Duty to Serve Final Rule (12/13/2016)
Freddie Mac Statement on FHFA Duty to Serve Final Rule (12/13/2016)
Final Rule (12/13/2016)
Proposed Rule (12/15/2015)
Duty to Serve Plan Development Process Timeline
2019 Duty to Serve Snapshots
2018 Duty to Serve Snapshots
View Public Input: Duty to Serve Plan Modifications RFI for Input (2019)
View Public Input: Proposed Evaluation Guidance (2017)
View Public Input: Fannie Mae and Freddie Mac’s Proposed Underserved Markets Plans (2017)
View Public Input: Chattel Pilot Request for Input (2017)
Potential Manufactured Home Chattel Loans Pilots (1/18/2017)
Final Rule (12/29/2016)
Duty to Serve Program Fact Sheet (12/13/2016)
Duty to Serve Overview Video (2/22/2017)
Proposed Rule (12/18/2015)
Proposed Rule Fact Sheet (12/15/2015)
Fannie Mae's Duty to Serve Site
Freddie Mac's Duty to Serve Site
