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Average Consumer

Impact with

Reinsurance*

Average Consumer

Impact without

Reinsurance*

Average Premium

Savings from

Reinsurance

Program

Area 1 - Boulder MSA 0.8% 20.4% 19.4%

Area 2 - Colorado Springs MSA -1.0% 17.0% 18.2%

Area 3 - Denver MSA -0.1% 20.7% 20.8%

Area 4 - Fort Collins MSA 2.4% 28.0% 25.0%

Area 5 - Grand Junction MSA 4.4% 41.3% 35.3%

Area 6 - Greeley MSA 2.0% 30.2% 27.6%

Area 7 - Pueblo MSA 2.7% 34.1% 30.6%

Area 8 - East Non-MSA 2.4% 38.6% 35.3%

Area 9 - West-MSA 7.7% 46.5% 35.9%

ALL AREAS 1.4% 25.8% 24.1%

*Consumer Impact based on all plans (continuing and discontinued plans)

ACA 2022 Plan Year

Individual Plans - Preliminary Consumer Impact and Reinsurance Savings by Area