Report Highlights. Federal student loan debt totals among the 50 U.S. states, including Puerto Rico and the District of Columbia, average $29.0 billion per state.
- District of Columbia residents have the nation’s highest average federal student loan debt at $54,945 per borrower.
- D.C. also has the highest number of indebted student borrowers per capita, with 17.2% of residents in debt.
- North Dakota’s average federal student loan debt is $28,604, making it the only state where the average debt is less than $30,000.
- Hawaiians are the least likely to have student loans outstanding, with 8.4% of residents in debt.
- In every state (including D.C. and Puerto Rico), adults 25 to 34 years old are the largest indebted age group.
Jump to a state: AL | AK | AZ | AR | CA | CO | CT | DE | FL | GA | HI | ID | IL | IN | IA | KS | KY | LA | ME | MD | MA | MI | MN | MS | MO | MT | NE | NV | NH | NJ | NM | NY | NC | ND | OH | OK | OR | PA | PR | RI | SC | SD | TN | TX | UT | VT | VA | WA | WV | WI | WY Related reports include Student Loan Debt Statistics | Student Loan Debt by Race | Student Loan Forgiveness | Student Loan Default Rate | Average Student Loan Payment | Student Loan Refinancing
Student Loan Debt by State
Debt variations among states are often due to socioeconomic factors, such as a higher concentration of health specialists with medical school debt. Note that all student loan debt on this page refers to federal student loan debt only; private student loans are not a factor.
- D.C. residents are the most likely to have student loan debt among U.S. residents.
- Excluding D.C., Maryland borrowers have the highest average student loan debt.
- Aside from D.C. and Maryland, Georgia is the only place where the average student loan debt exceeds $40,000.
- Ohio residents are the most likely to have student loan debt among State residents (excluding DC).
- Hawaiians are the least likely to have student loan debt.
- In the contiguous 48 states, Wyoming residents are the least likely to have student loan debt.
- Borrowers in North Dakota and Puerto Rico have the lowest average student loan debt.
- $4.3 billion in student loan debt is in other U.S. territories (excluding Puerto Rico).
- Specific location data is unavailable for 3.8 million borrowers with a total of $99.0 billion in student debt.
State | Average Borrower Debt | State’s Total Debt |
---|---|---|
District of Columbia | $54,945 | $6.5 billion |
Maryland | $42,861 | $35.9 billion |
Georgia | $41,639 | $68.6 billion |
Virginia | $39,165 | $42.4 billion |
Florida | $38,459 | $100.9 billion |
South Carolina | $38,414 | $28.1 billion |
Illinois | $37,757 | $61.6 billion |
North Carolina | $37,721 | $49.2 billion |
New York | $37,678 | $92.7 billion |
Delaware | $37,559 | $4.8 billion |
Vermont | $37,516 | $2.9 billion |
Alabama | $37,137 | $23.5 billion |
California | $37,084 | $141.8 billion |
Oregon | $37,017 | $20.1 billion |
Mississippi | $36,902 | $16.2 billion |
Colorado | $36,822 | $28.5 billion |
Hawaii | $36,765 | $4.5 billion |
Tennessee | $36,418 | $31.4 billion |
Michigan | $36,116 | $51.0 billion |
Washington | $35,510 | $28.0 billion |
New Jersey | $35,434 | $42.5 billion |
Missouri | $35,397 | $29.3 billion |
Arizona | $35,396 | $31.4 billion |
Pennsylvania | $35,385 | $64.5 billion |
Connecticut | $35,162 | $17.5 billion |
Ohio | $34,721 | $62.3 billion |
Louisiana | $34,525 | $22.5 billion |
New Mexico | $34,211 | $7.8 billion |
Massachusetts | $34,146 | $30.8 billion |
New Hampshire | $34,085 | $6.5 billion |
Alaska | $34,024 | $2.3 billion |
Nevada | $33,743 | $11.8 billion |
Minnesota | $33,604 | $26.5 billion |
Arkansas | $33,333 | $13.0 billion |
Montana | $33,149 | $4.2 billion |
Maine | $33,137 | $6.2 billion |
Idaho | $33,012 | $7.2 billion |
Texas | $32,920 | $120.0 billion |
Indiana | $32,874 | $29.8 billion |
Utah | $32,835 | $10.1 billion |
Kentucky | $32,779 | $19.7 billion |
Kansas | $32,578 | $12.5 billion |
Rhode Island | $32,056 | $4.6 billion |
Nebraska | $31,919 | $7.9 billion |
Wisconsin | $31,894 | $23.2 billion |
West Virginia | $31,690 | $7.2 billion |
Oklahoma | $31,525 | $15.4 billion |
Wyoming | $31,250 | $1.7 billion |
South Dakota | $30,954 | $3.6 billion |
Iowa | $30,464 | $13.2 billion |
North Dakota | $28,604 | $2.5 billion |
Puerto Rico | $28,242 | $9.3 billion |
Other/Unspecified* | $25,960 | $99.0 billion |
*This category includes respondants who live in U.S. territories, those who did not indicate a state of residence, and those who are otherwise situated.
Student Loan Debt in Alabama
Alabama’s average federal student loan debt exceeds the national average.
- $23.5 billion in federal student loan debt comes from Alabama.
- $37,137 is the average student loan debt in Alabama.
- 632,800 Alabama residents have student loan debt.
- 50.3% of them are under the age of 35.
- 12.6% of Alabama residents owe student loan debt.
- Among the state’s indebted student borrowers, 16.0% owe less than $5,000.
- 20.9% owe $20,000 to $40,000 (average $28,669).
- 2.1% owe more than $200,000.
Student Loan Debt in Alaska
Alaskans owe slightly less in student loans than the national average.
- $2.3 billion in student loan debt belongs to state residents.
- $34,024 is the average student loan debt.
- 67,600 student borrowers live in Alaska.
- 49.4% of them are under the age of 35.
- 9.2% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 18.2% owe less than $5,000.
- 19.8% owe $20,000 to $40,000 (average $28,358).
- 2.2% owe more than $200,000.
Student Loan Debt in Arizona
Arizona’s average debt is also on par with the rest of the country.
- $31.4 billion in student loan debt belongs to state residents.
- $35,396 is the average student loan debt.
- 887,100 student borrowers live in Arizona.
- 47.7% of them are under the age of 35.
- 12.4% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.1% owe less than $5,000.
- 20.1% owe $20,000 to $40,000 (average $28,547).
- 2.2% owe more than $200,000.
Student Loan Debt in Arkansas
Federal student loan borrowers in Arkansas owe slightly less on average than borrowers nationwide.
- $13.0 billion in student loan debt belongs to state residents.
- $33,333 is the average student loan debt.
- 390,000 student borrowers live in Arkansas.
- 51.2% of them are under the age of 35.
- 13.0% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.8% owe less than $5,000.
- 20.1% owe $20,000 to $40,000 (average $28,517).
- 1.5% owe more than $200,000.
Student Loan Debt in California
Californians owes more than the average U.S. student loan borrower.
- $141.8 billion in student loan debt belongs to state residents.
- $37,084 is the average student loan debt.
- 3,823,700 student borrowers live in California.
- 51.7% of them are under the age of 35.
- 9.7% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 16.0% owe less than $5,000.
- 20.2% owe $20,000 to $40,000 (average $28,300).
- 2.9% owe more than $200,000.
Student Loan Debt in Colorado
Colorado residents owe a little more on average than most indebted student borrowers. They are also more likely to owe student loan payments.
- $28.5 billion in student loan debt belongs to state residents.
- $36,822 is the average student loan debt.
- 774,000 student borrowers live in Colorado.
- 52.2% of them are under the age of 35.
- 13.4% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.6% owe less than $5,000.
- 22.1% owe $20,000 to $40,000 (average $28,538).
- 2.2% owe more than $200,000.
Student Loan Debt in Connecticut
Connecticut residents have an average student loan debt notably higher than the national average.
- $17.5 billion in student loan debt belongs to state residents.
- $35,162 is the average student loan debt.
- 497,700 student borrowers live in Connecticut.
- 57.3% of them are under the age of 35.
- 13.8% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 13.8% owe less than $5,000.
- 23.2% owe $20,000 to $40,000 (average $28,052).
- 2.1% owe more than $200,000.
Student Loan Debt in Delaware
Delaware’s student loan borrowers owe at least 5% more on average than student borrowers in other states.
- $4.8 billion in student loan debt belongs to state residents.
- $37,559 is the average student loan debt.
- 127,800 student borrowers live in Delaware.
- 53.1% of them are under the age of 35.
- 12.9% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.6% owe less than $5,000.
- 21.4% owe $20,000 to $40,000 (average $28,205).
- 2.3% owe more than $200,000.
Student Loan Debt in District of Columbia
Residents of the District of Columbia (D.C.) are much more likely than their peers throughout the rest of the nation to carry a large student loan debt. Some of this may be due to the concentration of legal specialties and the high average law school debt.
- $6.5 billion in student loan debt belongs to district residents.
- $54,945 is the average student loan debt.
- 118,300 student borrowers live in D.C.
- 53.1% of them are under the age of 35.
- 17.2% of D.C. residents have student loan debt.
- Among the state’s indebted student borrowers, 12.2% owe less than $5,000.
- 19.6% owe $20,000 to $40,000 (average $28.879).
- 5.7% owe more than $200,000.
Student Loan Debt in Florida
Florida residents are less likely to have outstanding student loans but with a higher amount due.
- $100.9 billion in student loan debt belongs to state residents.
- $38,459 is the average student loan debt.
- 2,623,600 student borrowers live in Florida.
- 47.8% of them are under the age of 35.
- 12.2% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.7% owe less than $5,000.
- 20.7% owe $20,000 to $40,000 (average $28,703).
- 2.7% owe more than $200,000.
Student Loan Debt in Georgia
Georgians are more likely than their peers in other states to have a high amount of student loan debt remaining.
- $68.6 billion in student loan debt belongs to state residents.
- $41,639 is the average student loan debt.
- 1,647,500 student borrowers live in Georgia.
- 49.7% of them are under the age of 35.
- 15.4% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 14.3% owe less than $5,000.
- 20.9% owe $20,000 to $40,000 (average $28,775).
- 2.7% owe more than $200,000.
Student Loan Debt in Hawaii
Hawaii has a smaller proportion of indebted student borrowers, but the average remaining student loan balance is high compared to the rest of the United States.
- $4.5 billion in student loan debt belongs to state residents.
- $36,765 is the average student loan debt.
- 122,400 student borrowers live in Hawaii.
- 51.1% of them are under the age of 35.
- 8.4% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 16.6% owe less than $5,000.
- 21.3% owe $20,000 to $40,000 (average $28,352).
- 2.5% owe more than $200,000.
Student Loan Debt in Idaho
People in Idaho are less likely to have educational debt. They also owe less on average.
- $7.2 billion in student loan debt belongs to state residents.
- $33,012 is the average student loan debt.
- 218,100 student borrowers live in Idaho.
- 50.0% of them are under the age of 35.
- 11.9% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.7% owe less than $5,000.
- 21.3% owe $20,000 to $40,000 (average $28,602).
- 1.5% owe more than $200,000.
Student Loan Debt in Illinois
Illinois residents are slightly less likely to have student loan debt but have a higher average balance remaining.
- $61.6 billion in student loan debt belongs to state residents.
- $37,757 is the average student loan debt.
- 1,631,500 student borrowers live in Illinois.
- 54.5% of them are under the age of 35.
- 12.7% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.6% owe less than $5,000.
- 21.8% owe $20,000 to $40,000 (average $28,351).
- 2.6% owe more than $200,000.
Student Loan Debt in Indiana
The average student loan balance in Indiana is lower than the nationwide average.
- $29.8 billion in student loan debt belongs to state residents.
- $32,874 is the average student loan debt.
- 906,500 student borrowers live in Indiana.
- 51.7% of them are under the age of 35.
- 13.4% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 13.4% owe less than $5,000.
- 22.4% owe $20,000 to $40,000 (average $28,522).
- 1.4% owe more than $200,000.
Student Loan Debt in Iowa
Iowans owe significantly less on average.
- $13.2 billion in student loan debt belongs to state residents.
- $30,848 is the average student loan debt.
- 433,300 student borrowers live in Iowa.
- 55.4% of them are under the age of 35.
- 13.6% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 18.2% owe less than $5,000.
- 22.7% owe $20,000 to $40,000 (average $28,455).
- 1.3% owe more than $200,000.
Student Loan Debt in Kansas
Kansas student borrowers owe less on average.
- $12.5 billion in student loan debt belongs to state residents.
- $32,578 is the average student loan debt.
- 383,700 student borrowers live in Kansas.
- 52.6% of them are under the age of 35.
- 13.1% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.2% owe less than $5,000.
- 21.8% owe $20,000 to $40,000 (average $28,401).
- 1.4% owe more than $200,000.
Student Loan Debt in Kentucky
Kentucky residents owe less student debt per borrower.
- $19.7 billion in student loan debt belongs to state residents.
- $32,779 is the average student loan debt.
- 601,000 student borrowers live in Kentucky.
- 51.4% of them are under the age of 35.
- 13.3% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.2% owe less than $5,000.
- 21.7% owe $20,000 to $40,000 (average $28,692).
- 1.4% owe more than $200,000.
Student Loan Debt in Louisiana
The average student loan debt in Louisiana is on par with the rest of the nation, but the state’s population has a higher proportion of student borrowers.
- $22.5 billion in student loan debt belongs to state residents.
- $34,525 is the average student loan debt.
- 651,700 student borrowers live in Louisiana.
- 52.8% of them are under the age of 35.
- 14.0% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.1% owe less than $5,000.
- 19.8% owe $20,000 to $40,000 (average $28,571).
- 1.9% owe more than $200,000.
Student Loan Debt in Maine
Maine’s indebted borrowers have a lower average student loan balance remaining.
- $6.2 billion in student loan debt belongs to state residents.
- $33,137 is the average student loan debt.
- 187,100 student borrowers live in Maine.
- 55.5% of them are under the age of 35.
- 13.7% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 16.8% owe less than $5,000.
- 23.6% owe $20,000 to $40,000 (average $28,345).
- 1.8% owe more than $200,000.
Student Loan Debt in Maryland
Maryland residents are more likely to have a great deal of student loan debt than their peers across the country.
- $35.9 billion in student loan debt belongs to state residents.
- $42,861 is the average student loan debt.
- 837,600 student borrowers live in Maryland.
- 50.5% of them are under the age of 35.
- 13.6% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 14.0% owe less than $5,000.
- 20.7% owe $20,000 to $40,000 (average $28,563).
- 3.2% owe more than $200,000.
Student Loan Debt in Massachusetts
Massachusetts has a low-average student debt and a very high rate of borrowers under 35.
- $30.8 billion in student loan debt belongs to state residents.
- $34,146 is the average student loan debt.
- 902,000 student borrowers live in Massachusetts.
- 63.1% of them are under the age of 35.
- 12.8% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.9% owe less than $5,000.
- 24.7% owe $20,000 to $40,000 (average $28,013).
- 2.2% owe more than $200,000.
Student Loan Debt in Michigan
People in Michigan are more likely to have a higher college debt than their peers nationwide.
- $51.0 billion in student loan debt belongs to state residents.
- $36,116 is the average student loan debt.
- 1,412,100 student borrowers live in Michigan.
- 52.0% of them are under the age of 35.
- 14.0% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 16.0% owe less than $5,000.
- 21.6% owe $20,000 to $40,000 (average $28,642).
- 2.0% owe more than $200,000.
Student Loan Debt in Minnesota
Minnesotans are slightly more likely to have educational debt, but their average remaining debt is lower.
- $26.5 billion in student loan debt belongs to state residents.
- $33,604 is the average student loan debt.
- 788,600 student borrowers live in Minnesota.
- 57.8% of them are under the age of 35.
- 13.8% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.4% owe less than $5,000.
- 23.7% owe $20,000 to $40,000 (average $28,381).
- 1.7% owe more than $200,000.
Student Loan Debt in Mississippi
Mississippians are much more likely to be in debt from student loans. The average student loan debt in Mississippi is higher than the nationwide average.
- $16.2 billion in student loan debt belongs to state residents.
- $36,902 is the average student loan debt.
- 439,000 student borrowers live in Mississippi.
- 48.9% of them are under the age of 35.
- 14.8% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.9% owe less than $5,000.
- 19.1% owe $20,000 to $40,000 (average $28,674).
- 2.2% owe more than $200,000.
Student Loan Debt in Missouri
People in Missouri are more likely to have an above average debt remainder than their nationwide peers.
- $29.5 billion in student loan debt belongs to state residents.
- $35,397 is the average student loan debt.
- 833,400 student borrowers live in Missouri.
- 50.3% of them are under the age of 35.
- 13.5% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.5% owe less than $5,000.
- 22.1% owe $20,000 to $40,000 (average $28,595).
- 1.8% owe more than $200,000.
Student Loan Debt in Montana
Montana residents are less likely to have student loan debt.
- $4.2 billion in student loan debt belongs to state residents.
- $33,149 is the average student loan debt.
- 126,700 student borrowers live in Montana.
- 50.9% of them are under the age of 35.
- 11.7% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.0% owe less than $5,000.
- 21.7% owe $20,000 to $40,000 (average $28,727).
- 1.6% owe more than $200,000.
Student Loan Debt in Nebraska
Nebraskans owe much less student loan debt on average.
- $7.9 billion in student loan debt belongs to state residents.
- $31,919 is the average student loan debt.
- 247,500 student borrowers live in Nebraska.
- 56.5% of them are under the age of 35.
- 12.6% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 18.3% owe less than $5,000.
- 22.2% owe $20,000 to $40,000 (average $28,545).
- 1.6% owe more than $200,000.
Student Loan Debt in Nevada
People in Nevada aren’t as likely to have student loan debt, and the average debt per student borrower is less than the national average.
- $11.8 billion in student loan debt belongs to state residents.
- $33,743 is the average student loan debt.
- 349,700 student borrowers live in Nevada.
- 47.5% of them are under the age of 35.
- 11.3% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 18.0% owe less than $5,000.
- 19.0% owe $20,000 to $40,000 (average $28,614).
- 2.1% owe more than $200,000.
Student Loan Debt in New Hampshire
A New Hampshire borrower owes less than the average student borrower.
- $6.5 billion in student loan debt belongs to state residents.
- $34,085 is the average student loan debt.
- 190,700 student borrowers live in New Hampshire.
- 59.3% of them are under the age of 35.
- 13.8% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.9% owe less than $5,000.
- 24.5% owe $20,000 to $40,000 (average $28,266).
- 1.8% owe more than $200,000.
Student Loan Debt in New Jersey
New Jersey residents are a little more likely to have student loan debt, but their debt is average.
- $42.5 billion in student loan debt belongs to state residents.
- $35,434 is the average student loan debt.
- 1,199,400 student borrowers live in New Jersey.
- 59.5% of them are under the age of 35.
- 12.9% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.2% owe less than $5,000.
- 22.9% owe $20,000 to $40,000 (average $28,198).
- 2.3% owe more than $200,000.
Student Loan Debt in New Mexico
In New Mexico, people are less likely to have educational debt, and they owe less money on average.
- $7.8 billion in student loan debt belongs to state residents.
- $34,211 is the average student loan debt.
- 228,000 student borrowers live in New Mexico.
- 44.3% of them are under the age of 35.
- 10.8% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 18.0% owe less than $5,000.
- 19.3% owe $20,000 to $40,000 (average $28,571).
- 1.7% owe more than $200,000.
Student Loan Debt in New York
New York residents are less likely to have student loan debt. Their average debt, however, is higher than their peers nationwide.
- $92.7 billion in student loan debt belongs to state residents.
- $37,678 is the average student loan debt.
- 2,460,300 student borrowers live in New York.
- 56.4% of them are under the age of 35.
- 12.2% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.9% owe less than $5,000.
- 22.3% owe $20,000 to $40,000 (average $28,386).
- 2.6% owe more than $200,000.
Student Loan Debt in North Carolina
People in North Carolina are less likely to have educational debt, but the average amount each borrower owes is notably higher.
- $49.2 billion in student loan debt belongs to state residents.
- $37,721 is the average student loan debt.
- 1,304,300 student borrowers live in North Carolina.
- 52.3% of them are under the age of 35.
- 12.5% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 14.4% owe less than $5,000.
- 23.0% owe $20,000 to $40,000 (average $28,619).
- 2.1% owe more than $200,000.
Student Loan Debt in North Dakota
North Dakota has one of the lowest student debt rates in the nation.
- $2.5 billion in student loan debt belongs to state residents.
- $28,604 is the average student loan debt.
- 87,400 student borrowers live in North Dakota.
- 61.9% of them are under the age of 35.
- 11.2% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 18.8% owe less than $5,000.
- 22.4% owe $20,000 to $40,000 (average $28,571).
- 1.1% owe more than $200,000.
Student Loan Debt in Ohio
Ohio residents are much more likely to have student loan debt, but they owe less on average than their peers nationwide.
- $62.3 billion in student loan debt belongs to state residents.
- $34,721 is the average student loan debt.
- 1,794,300 student borrowers live in Ohio.
- 51.2% of them are under the age of 35.
- 15.2% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 16.1% owe less than $5,000.
- 22.2% owe $20,000 to $40,000 (average $28,600).
- 1.6% owe more than $200,000.
Student Loan Debt in Oklahoma
In Oklahoma, the average student debt is much lower, and residents are a less likely to have educational debt.
- $15.4 billion in student loan debt belongs to state residents.
- $31,525 is the average student loan debt.
- 488,500 student borrowers live in Oklahoma.
- 47.3% of them are under the age of 35.
- 12.3% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.9% owe less than $5,000.
- 20.6% owe $20,000 to $40,000 (average $28,529).
- 1.4% owe more than $200,000.
Student Loan Debt in Oregon
In Oregon, people are a little less likely to have student loan debt, but their average debt is higher.
- $20.1 billion in student loan debt belongs to state residents.
- $37,017 is the average student loan debt.
- 543,000 student borrowers live in Oregon.
- 47.0% of them are under the age of 35.
- 12.8% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.9% owe less than $5,000.
- 22.1% owe $20,000 to $40,000 (average $28,667).
- 2.3% owe more than $200,000.
Student Loan Debt in Pennsylvania
Pennsylvanians are more likely to have unpaid student loans.
- $64.5 billion in student loan debt belongs to state residents.
- $35,385 is the average student loan debt.
- 1,822,800 student borrowers live in Pennsylvania.
- 58.2% of them are under the age of 35.
- 14.0% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 14.9% owe less than $5,000.
- 24.0% owe $20,000 to $40,000 (average $28,284).
- 2.0% owe more than $200,000.
Student Loan Debt in Puerto Rico
Puerto Rico has one of the nation’s lowest average student loan debt rates.
- $9.3 billion in student loan debt belongs to state residents.
- $28,242 is the average student loan debt.
- 329,300 student borrowers live in Puerto Rico.
- 51.8% of them are under the age of 35.
- 10.0% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 26.7% owe less than $5,000.
- 16.4% owe $20,000 to $40,000 (average $28,015).
- 2.0% owe more than $200,000.
Student Loan Debt in Rhode Island
In Rhode Island, people are a little less likely to have college debt and owe much less than the national average individual debt.
- $4.6 billion in student loan debt belongs to state residents.
- $32,056 is the average student loan debt.
- 143,500 student borrowers live in Rhode Island.
- 59.7% of them are under the age of 35.
- 13.1% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.0% owe less than $5,000.
- 22.9% owe $20,000 to $40,000 (average $28,354).
- 1.9% owe more than $200,000.
Student Loan Debt in South Carolina
South Carolina’s student loan debt is higher per borrower, and its population has a higher proportion of indebted student borrowers.
- $28.1 billion in student loan debt belongs to state residents.
- $38,414 is the average student loan debt.
- 731,500 student borrowers live in South Carolina.
- 51.8% of them are under the age of 35.
- 14.3% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 14.7% owe less than $5,000.
- 22.2% owe $20,000 to $40,000 ($28,651).
- 2.2% owe more than $200,000.
Student Loan Debt in South Dakota
In South Dakota, the average student borrower owes much less federal loan debt than the nationwide average.
- $3.6 billion in student loan debt belongs to state residents.
- $30,954 is the average student loan debt.
- 116,300 student borrowers live in South Dakota.
- 59.2% of them are under the age of 35.
- 13.1% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 16.8% owe less than $5,000.
- 23.0% owe $20,000 to $40,000 (average $28,090).
- 1.2% owe more than $200,000.
Student Loan Debt in Tennessee
Tennessee residents are less likely to have student loan debt, but their average unpaid balance is higher.
- $31.4 billion in student loan debt belongs to state residents.
- $36,418 is the average student loan debt.
- 862,200 student borrowers live in Tennessee.
- 51.8% of them are under the age of 35.
- 12.5% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.8% owe less than $5,000.
- 21.4% owe $20,000 to $40,000 (average $28,626).
- 2.0% owe more than $200,000.
Student Loan Debt in Texas
Texans are less likely to have educational loan debt, and they owe less per borrower.
- $120.0 billion in student loan debt belongs to state residents.
- $32,920 is the average student loan debt.
- 3,645,200 student borrowers live in Texas.
- 52.3% of them are under the age of 35.
- 12.5% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 16.9% owe less than $5,000.
- 20.3% owe $20,000 to $40,000 (average $28,463).
- 1.6% owe more than $200,000.
Student Loan Debt in Utah
In Utah, people are much less likely to carry educational loan debt, and they owe less on average.
- $10.1 billion in student loan debt belongs to state residents.
- $32,835 is the average student loan debt.
- 307,600 student borrowers live in Utah.
- 55.6% of them are under the age of 35.
- 9.4% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 19.1% owe less than $5,000.
- 20.0% owe $20,000 to $40,000 (average $28,618).
- 2.0% owe more than $200,000.
Student Loan Debt in Vermont
People in Vermont are less likely to have student loan debt, but they owe a greater average debt per borrower.
- $2.9 billion in student loan debt belongs to state residents.
- $37,516 is the average student loan debt.
- 77,300 student borrowers live in Vermont.
- 57.1% of them are under the age of 35.
- 12.0% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 15.4% owe less than $5,000.
- 24.1% owe $20,000 to $40,000 (average $28,191).
- 2.6% owe more than $200,000.
Student Loan Debt in Virginia
In Virginia, residents are less likely to be in debt with student loans, but they owe much more than average per borrower.
- $42.4 billion in student loan debt belongs to state residents.
- $39,165 is the average student loan debt.
- 1,082,600 student borrowers live in Virginia.
- 53.4% of them are under the age of 35.
- 12.5% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 14.0% owe less than $5,000.
- 22.8% owe $20,000 to $40,000 (average $28,554).
- 2.4% owe more than $200,000.
Student Loan Debt in Washington
In Washington, people are less likely to have unpaid educational debt, but the amount the average borrower owes is slightly higher.
- $28.0 billion in student loan debt belongs to state residents.
- $35,510 is the average student loan debt.
- 788,500 student borrowers live in Washington.
- 49.3% of them are under the age of 35.
- 10.2% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 16.5% owe less than $5,000.
- 21.2% owe $20,000 to $40,000 (average $28,478).
- 2.3% owe more than $200,000.
Student Loan Debt in West Virginia
In West Virginia, the average unpaid student loan debt is much lower than the national average.
- $7.2 billion in student loan debt belongs to state residents.
- $31,690 is the average student loan debt.
- 227,200 student borrowers live in West Virginia.
- 50.3% of them are under the age of 35.
- 12.7% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.9% owe less than $5,000.
- 21.0% owe $20,000 to $40,000 (average $28,571).
- 1.3% owe more than $200,000.
Student Loan Debt in Wisconsin
Wisconsin student debt rate is lower on average.
- $23.2 billion in student loan debt belongs to state residents.
- $31,894 is the average student loan debt.
- 727,400 student borrowers live in Wisconsin.
- 57.7% of them are under the age of 35.
- 12.3% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 17.2% owe less than $5,000.
- 23.5% owe $20,000 to $40,000 (average $28,429).
- 1.5% owe more than $200,000.
Student Loan Debt in Wyoming
Residents of Wyoming are significantly less likely to have student loan debt than their peers nationwide, and the average unpaid debt is also much lower.
- $1.7 billion in student loan debt belongs to state residents.
- $31,250 is the average student loan debt.
- 54,400 student borrowers live in Wyoming.
- 48.5% of them are under the age of 35.
- 9.4% of state residents have student loan debt.
- Among the state’s indebted student borrowers, 20.4% owe less than $5,000.
- 19.9% owe $20,000 to $40,000.
- 1.3% owe more than $200,000.