Student Loan Debt by State [2024]: Average + Total Debt

Report Highlights. Federal student loan debt totals among the 50 U.S. states, including Puerto Rico and the District of Columbia, average $29.9 billion per state.

District of Columbia residents have the nation’s highest average federal student loan debt at $54,795 per borrower.
D.C. also has the highest number of indebted student borrowers per capita, with 17.2% of residents in debt.
North Dakota’s average federal student loan debt is $29,647, making it the only state where the average debt is less than $30,000.
Hawaiians are the least likely per capita to have student loans outstanding, with 8.47% of residents in debt.
In most states (including D.C. and Puerto Rico), adults 25 to 34 years old are the largest indebted age group.
In 14 states, adults 35 to 49 years old are the largest indebted age group.

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Student Loan Debt by State

Debt variations among states are often due to socioeconomic factors, such as a higher concentration of health specialists with medical school debt. Note that all student loan debt on this page refers to federal student loan debt only; private student loans are not a factor.

D.C. residents are the most likely to have student loan debt among U.S. residents.
Excluding D.C., Maryland borrowers have the highest average student loan debt.
Aside from D.C. and Maryland, Georgia and Virginia is the only places where the average student loan debt exceeds $40,000.
Georgia residents are the most likely to have student loan debt among State residents (excluding DC).
Hawaiians are the least likely to have student loan debt.
In the contiguous 48 states, Utah residents are the least likely to have student loan debt.
Borrowers in North Dakota and Puerto Rico have the lowest average student loan debt.
$4.5 billion in student loan debt is in other U.S. territories (excluding Puerto Rico).
Specific location data is unavailable for 2.34 million borrowers with a total of $68.8 billion in student debt.

Federal Student Loan Debt by State, Highest-to-Lowest Average
State	Average Borrower Debt	State’s Total Debt
State District of Columbia	Average Borrower Debt $54,795	State’s Total Debt $6.4 billion
State Maryland	Average Borrower Debt $43,692	State’s Total Debt $36.4 billion
State Georgia	Average Borrower Debt $42,026	State’s Total Debt $70.1 billion
State Virginia	Average Borrower Debt $40,137	State’s Total Debt $43.4 billion
State Florida	Average Borrower Debt $39,262	State’s Total Debt $105.5 billion
State Illinois	Average Borrower Debt $39,055	State’s Total Debt $62.3 billion
State South Carolina	Average Borrower Debt $38,770	State’s Total Debt $52.2 billion
State North Carolina	Average Borrower Debt $38,695	State’s Total Debt $29.3 billion
State New York	Average Borrower Debt $38,690	State’s Total Debt $94.4 billion
State Delaware	Average Borrower Debt $38,683	State’s Total Debt $4.7 billion
State Vermont	Average Borrower Debt $38,404	State’s Total Debt $5.1 billion
State California	Average Borrower Debt $38,168	State’s Total Debt $148.6 billion
State Hawaii	Average Borrower Debt $38,158	State’s Total Debt $2.9 billion
State Oregon	Average Borrower Debt $37,829	State’s Total Debt $20.0 billion
State Alabama	Average Borrower Debt $37,709	State’s Total Debt $24.3 billion
State Colorado	Average Borrower Debt $37,392	State’s Total Debt $28.9 billion
State Mississippi	Average Borrower Debt $37,254	State’s Total Debt $16.5 billion
State New Jersey	Average Borrower Debt $37,201	State’s Total Debt $45.3 billion
State Michigan	Average Borrower Debt $36,974	State’s Total Debt $32.5 billion
State Tennessee	Average Borrower Debt $36,886	State’s Total Debt $50.8 billion
State Washington	Average Borrower Debt $36,762	State’s Total Debt $28.7 billion
State Connecticut	Average Borrower Debt $36,672	State’s Total Debt $18.6 billion
State Pennsylvania	Average Borrower Debt $36,267	State’s Total Debt $66.3 billion
State Alaska	Average Borrower Debt $35,821	State’s Total Debt $2.4 billion
State Arizona	Average Borrower Debt $35,675	State’s Total Debt $29.3 billion
State Missouri	Average Borrower Debt $35,675	State’s Total Debt $32.2 billion
State Massachusetts	Average Borrower Debt $35,529	State’s Total Debt $32.1 billion
State Ohio	Average Borrower Debt $35,033	State’s Total Debt $61.7 billion
State New Hampshire	Average Borrower Debt $34,884	State’s Total Debt $6.6 billion
State Louisiana	Average Borrower Debt $34,866	State’s Total Debt $23.2 billion
State Nevada	Average Borrower Debt $34,589	State’s Total Debt $12.4 billion
State Maine	Average Borrower Debt $34,292	State’s Total Debt $26.6 billion
State New Mexico	Average Borrower Debt $34,280	State’s Total Debt $6.4 billion
State Minnesota	Average Borrower Debt $34,071	State’s Total Debt $7.7 billion
State Montana	Average Borrower Debt $33,945	State’s Total Debt $13.5 billion
State Arkansas	Average Borrower Debt $33,858	State’s Total Debt $4.3 billion
State Utah	Average Borrower Debt $33,746	State’s Total Debt $128.7 billion
State Texas	Average Borrower Debt $33,581	State’s Total Debt $20.3 billion
State Kentucky	Average Borrower Debt $33,470	State’s Total Debt $10.6 billion
State Idaho	Average Borrower Debt $33,281	State’s Total Debt $12.6 billion
State Rhode Island	Average Borrower Debt $33,270	State’s Total Debt $29.7 billion
State Indiana	Average Borrower Debt $33,243	State’s Total Debt $4.9 billion
State Kansas	Average Borrower Debt $33,119	State’s Total Debt $7.2 billion
State Wisconsin	Average Borrower Debt $32,628	State’s Total Debt $23.3 billion
State Nebraska	Average Borrower Debt $32,377	State’s Total Debt $7.9 billion
State West Virginia	Average Borrower Debt $32,358	State’s Total Debt $7.3 billion
State Oklahoma	Average Borrower Debt $32,103	State’s Total Debt $16 billion
State Wyoming	Average Borrower Debt $31,503	State’s Total Debt $10.5 billion
State Puerto Rico	Average Borrower Debt $31,022	State’s Total Debt $1.7 billion
State South Dakota	Average Borrower Debt $30,928	State’s Total Debt $3.6 billion
State Iowa	Average Borrower Debt $30,925	State’s Total Debt $13.1 billion
State North Dakota	Average Borrower Debt $29,647	State’s Total Debt $2.6 billion
State Other/Unspecified*	Average Borrower Debt $25,279	State’s Total Debt $59.2 billion

*This category includes respondents who live in U.S. territories, those who did not indicate a state of residence, and those who are otherwise situated.

Student Loan Debt in Alabama

Alabama’s average federal student loan debt exceeds the national average.

$24.3 billion in federal student loan debt comes from Alabama.
$38,709 is the average student loan debt in Alabama.
644,400 Alabama residents have student loan debt.
49.8% of them are under the age of 35.
12.6% of Alabama residents owe student loan debt.
Among the state’s indebted student borrowers, 14.2% owe less than $5,000.
21.2% owe $20,000 to $40,000 (average $28,645).
2.19% owe more than $200,000.

Student Loan Debt in Alaska

Alaskans owe a similar average amount compared to the national average.

$2.4 billion in student loan debt belongs to state residents.
$35,821 is the average student loan debt.
67,000 student borrowers live in Alaska.
45.1% of them are under the age of 35.
9.14% of state residents have student loan debt.
Among the state’s indebted student borrowers, 16.4% owe less than $5,000.
20.3% owe $20,000 to $40,000 (average $28,676).
2.24% owe more than $200,000.

Student Loan Debt in Arizona

Arizona’s average debt is on par with the rest of the country.

$32.2 billion in student loan debt belongs to state residents.
$35,675 is the average student loan debt.
902,600 student borrowers live in Arizona.
45.6% of them are under the age of 35.
12.1% of state residents have student loan debt.
Among the state’s indebted student borrowers, 16.0% owe less than $5,000.
20.4% owe $20,000 to $40,000 (average $28,525).
2.37% owe more than $200,000.

Student Loan Debt in Arkansas

Federal student loan borrowers in Arkansas owe less on average than borrowers nationwide.

$13.5 billion in student loan debt belongs to state residents.
$33,945 is the average student loan debt.
397,700 student borrowers live in Arkansas.
48.0% of them are under the age of 35.
13.0% of state residents have student loan debt.
Among the state’s indebted student borrowers, 15.9% owe less than $5,000.
20.5% owe $20,000 to $40,000 (average $28,519).
1.61% owe more than $200,000.

Student Loan Debt in California

Californians owe more than the average U.S. student loan borrower.

$148.6 billion in student loan debt belongs to state residents.
$38,168 is the average student loan debt.
3,893,300 student borrowers live in California.
49.7% of them are under the age of 35.
10.0% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.3% owe less than $5,000.
20.4% owe $20,000 to $40,000 (average $28,231).
3.19% owe more than $200,000.

Student Loan Debt in Colorado

Colorado residents owe a little more on average than most indebted student borrowers.

$28.9 billion in student loan debt belongs to state residents.
$37,392 is the average student loan debt.
772,900 student borrowers live in Colorado.
49.9% of them are under the age of 35.
13.1% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.1% owe less than $5,000.
22.5% owe $20,000 to $40,000 (average $28,440).
2.39% owe more than $200,000.

Student Loan Debt in Connecticut

Connecticut residents have a similar average student loan debt compared to the national average.

$18.6 billion in student loan debt belongs to state residents.
$36,672 is the average student loan debt.
507,200 student borrowers live in Connecticut.
54.1% of them are under the age of 35.
14.0% of state residents have student loan debt.
Among the state’s indebted student borrowers, 12.2% owe less than $5,000.
23.4% owe $20,000 to $40,000 (average $28,114).
2.29% owe more than $200,000.

Student Loan Debt in Delaware

Delaware’s student loan borrowers owe more on average than student borrowers in other states.

$5.1 billion in student loan debt belongs to state residents.
$38,404 is the average student loan debt.
132,800 student borrowers live in Delaware.
50.2% of them are under the age of 35.
12.9% of state residents have student loan debt.
Among the state’s indebted student borrowers, 13.0% owe less than $5,000.
22.2% owe $20,000 to $40,000 (average $28,136).
2.48% owe more than $200,000.

Student Loan Debt in District of Columbia

Residents of the District of Columbia (D.C.) are much more likely than their peers throughout the rest of the nation to carry a large student loan debt. Some of this may be due to the concentration of legal specialties and the high average law school debt.

$6.4 billion in student loan debt belongs to district residents.
$54,795 is the average student loan debt.
116,800 student borrowers live in D.C.
52.4% of them are under the age of 35.
17.2% of D.C. residents have student loan debt.
Among the state’s indebted student borrowers, 11.1% owe less than $5,000.
20.0% owe $20,000 to $40,000 (average $28,632).
5.65% owe more than $200,000.

Student Loan Debt in Florida

Florida residents have higher average outstanding student loans than the average.

$105.5 billion in student loan debt belongs to state residents.
$39,262 is the average student loan debt.
2,687,100 student borrowers live in Florida.
44.8% of them are under the age of 35.
11.9% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.5% owe less than $5,000.
21.0% owe $20,000 to $40,000 (average $28,630).
2.86% owe more than $200,000.

Student Loan Debt in Georgia

Georgians are more likely than their peers in other states to have a high amount of student loan debt remaining.

$70.1 billion in student loan debt belongs to state residents.
$42,026 is the average student loan debt.
1,668,000 student borrowers live in Georgia.
47.4% of them are under the age of 35.
15.1% of state residents have student loan debt.
Among the state’s indebted student borrowers, 12.8% owe less than $5,000.
21.3% owe $20,000 to $40,000 (average $28,720).
2.81% owe more than $200,000.

Student Loan Debt in Hawaii

Hawaii has a smaller proportion of indebted student borrowers, but the average remaining student loan balance is higher compared to the rest of the United States.

$4.7 billion in student loan debt belongs to state residents.
$38,683 is the average student loan debt.
121,500 student borrowers live in Hawaii.
47.7% of them are under the age of 35.
8.47% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.4% owe less than $5,000.
21.7% owe $20,000 to $40,000 (average $28,409).
2.80% owe more than $200,000.

Student Loan Debt in Idaho

People in Idaho are less likely to have educational debt. They also owe less on average.

$7.2 billion in student loan debt belongs to state residents.
$33,119 is the average student loan debt.
217,400 student borrowers live in Idaho.
47.6% of them are under the age of 35.
11.1% of state residents have student loan debt.
Among the state’s indebted student borrowers, 16.4% owe less than $5,000.
21.4% owe $20,000 to $40,000 (average $28,755).
1.61% owe more than $200,000.

Student Loan Debt in Illinois

Illinois residents have a higher average balance remaining compared to the average.

$62.3 billion in student loan debt belongs to state residents.
$39,055 is the average student loan debt.
1,595,200 student borrowers live in Illinois.
52.1% of them are under the age of 35.
12.7% of state residents have student loan debt.
Among the state’s indebted student borrowers, 13.4% owe less than $5,000.
22.3% owe $20,000 to $40,000 (average $28,258).
2.80% owe more than $200,000.

Student Loan Debt in Indiana

The average student loan balance in Indiana is lower than the nationwide average.

$29.7 billion in student loan debt belongs to state residents.
$33,270 is the average student loan debt.
892,700 student borrowers live in Indiana.
48.4% of them are under the age of 35.
14.9% of state residents have student loan debt.
Among the state’s indebted student borrowers, 22.7% owe less than $5,000.
22.7% owe $20,000 to $40,000 (average $28,423).
1.51% owe more than $200,000.

Student Loan Debt in Iowa

Iowans owe significantly less on average.

$13.1 billion in student loan debt belongs to state residents.
$30,925 is the average student loan debt.
423,600 student borrowers live in Iowa.
52.7% of them are under the age of 35.
13.2% of state residents have student loan debt.
Among the state’s indebted student borrowers, 16.0% owe less than $5,000.
23.2% owe $20,000 to $40,000 (average $28,354).
1.39% owe more than $200,000.

Student Loan Debt in Kansas

Kansas student borrowers owe less on average.

$12.6 billion in student loan debt belongs to state residents.
$33,281 is the average student loan debt.
378,600 student borrowers live in Kansas.
49.7% of them are under the age of 35.
12.9% of state residents have student loan debt.
Among the state’s indebted student borrowers, 15.4% owe less than $5,000.
22.1% owe $20,000 to $40,000 (average $28,401).
1.56% owe more than $200,000.

Student Loan Debt in Kentucky

Kentucky residents owe less student debt per borrower.

$20.3 billion in student loan debt belongs to state residents.
$33,581 is the average student loan debt.
604,500 student borrowers live in Kentucky.
48.1% of them are under the age of 35.
13.4% of state residents have student loan debt.
Among the state’s indebted student borrowers, 15.6% owe less than $5,000.
22.0% owe $20,000 to $40,000 (average $28,625).
1.57% owe more than $200,000.

Student Loan Debt in Louisiana

The average student loan debt in Louisiana is slightly lower than the rest of the nation, but the state’s population has a higher proportion of student borrowers.

$23.2 billion in student loan debt belongs to state residents.
$34,866 is the average student loan debt.
665,400 student borrowers live in Louisiana.
50.5% of them are under the age of 35.
14.5% of state residents have student loan debt.
Among the state’s indebted student borrowers, 15.1% owe less than $5,000.
20.1% owe $20,000 to $40,000 (average $28,603).
1.94% owe more than $200,000.

Student Loan Debt in Maine

Maine’s indebted borrowers have a lower average student loan balance remaining.

$6.4 billion in student loan debt belongs to state residents.
$34,280 is the average student loan debt.
186,700 student borrowers live in Maine.
52.0% of them are under the age of 35.
13.4% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.8% owe less than $5,000.
24.0% owe $20,000 to $40,000 (average $28,348).
1.93% owe more than $200,000.

Student Loan Debt in Maryland

Maryland residents are more likely to have a great deal of student loan debt than their peers across the country.

$36.4 billion in student loan debt belongs to state residents.
$43,692 is the average student loan debt.
833,100 student borrowers live in Maryland.
47.6% of them are under the age of 35.
13.5% of state residents have student loan debt.
Among the state’s indebted student borrowers, 12.1% owe less than $5,000.
21.1% owe $20,000 to $40,000 (average $28,449).
3.31% owe more than $200,000.

Student Loan Debt in Massachusetts

Massachusetts has an average student debt on par with the rest of the nation.

$32.1 billion in student loan debt belongs to state residents.
$35,529 is the average student loan debt.
903,500 student borrowers live in Massachusetts.
12.9% of them are under the age of 35.
13.1% of state residents have student loan debt.
Among the state’s indebted student borrowers, 12.7% owe less than $5,000.
25.2% owe $20,000 to $40,000 (average $27,907).
2.34% owe more than $200,000.

Student Loan Debt in Michigan

People in Michigan are slightly more likely to have a higher college debt than their peers nationwide, but their average remaining debt is on par.

$50.8 billion in student loan debt belongs to state residents.
$36,886 is the average student loan debt.
1,377,200 student borrowers live in Michigan.
48.9% of them are under the age of 35.
13.7% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.5% owe less than $5,000.
21.9% owe $20,000 to $40,000 (average $28,548).
2.17% owe more than $200,000.

Student Loan Debt in Minnesota

Minnesotans are slightly more likely to have educational debt, but their average remaining debt is lower.

$26.6 billion in student loan debt belongs to state residents.
$34,292 is the average student loan debt.
775,700 student borrowers live in Minnesota.
54.5% of them are under the age of 35.
13.5% of state residents have student loan debt.
Among the state’s indebted student borrowers, 12.9% owe less than $5,000.
24.1% owe $20,000 to $40,000 (average $28,205).
1.80% owe more than $200,000.

Student Loan Debt in Mississippi

Mississippians are much more likely to be in debt from student loans. The average student loan debt in Mississippi is slightly higher than the nationwide average.

$16.5 billion in student loan debt belongs to state residents.
$37,254 is the average student loan debt.
442,900 student borrowers live in Mississippi.
46.5% of them are under the age of 35.
15.1% of state residents have student loan debt.
Among the state’s indebted student borrowers, 16.3% owe less than $5,000.
19.3% owe $20,000 to $40,000 (average $28,655).
2.33% owe more than $200,000.

Student Loan Debt in Missouri

The average student loan debt in Missouri is on par compared to the nationwide average.

$29.3 billion in student loan debt belongs to state residents.
$35,675 is the average student loan debt.
821,300 student borrowers live in Missouri.
47.4% of them are under the age of 35.
13.3% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.0% owe less than $5,000.
22.4% owe $20,000 to $40,000 (average $28,548).
1.90% owe more than $200,000.

Student Loan Debt in Montana

Montana residents are less likely to have student loan debt.

$4.3 billion in student loan debt belongs to state residents.
$33,858 is the average student loan debt.
127,000 student borrowers live in Montana.
48.0% of them are under the age of 35.
11.2% of state residents have student loan debt.
Among the state’s indebted student borrowers, 15.4% owe less than $5,000.
21.9% owe $20,000 to $40,000 (average $28,417).
1.73% owe more than $200,000.

Student Loan Debt in Nebraska

Nebraskans owe much less student loan debt on average.

$7.9 billion in student loan debt belongs to state residents.
$32,377 is the average student loan debt.
244,000 student borrowers live in Nebraska.
53.6% of them are under the age of 35.
12.3% of state residents have student loan debt.
Among the state’s indebted student borrowers, 16.3% owe less than $5,000.
22.5% owe $20,000 to $40,000 (average $28,233).
1.80% owe more than $200,000.

Student Loan Debt in Nevada

People in Nevada aren’t as likely to have student loan debt, and the average debt per student borrower is less than the national average.

$12.4 billion in student loan debt belongs to state residents.
$34,589 is the average student loan debt.
358,500 student borrowers live in Nevada.
45.2% of them are under the age of 35.
11.2% of state residents have student loan debt.
Among the state’s indebted student borrowers, 16.9% owe less than $5,000.
19.1% owe $20,000 to $40,000 (average $28,551).
2.37% owe more than $200,000.

Student Loan Debt in New Hampshire

A New Hampshire borrower owes slightly less than the average student borrower.

$6.6 billion in student loan debt belongs to state residents.
$34,884 is the average student loan debt.
189,200 student borrowers live in New Hampshire.
55.7% of them are under the age of 35.
13.5% of state residents have student loan debt.
Among the state’s indebted student borrowers, 13.1% owe less than $5,000.
24.9% owe $20,000 to $40,000 (average $28,178).
2.01% owe more than $200,000.

Student Loan Debt in New Jersey

New Jersey residents are a little more likely to have student loan debt, but their debt is average.

$45.3 billion in student loan debt belongs to state residents.
$37,201 is the average student loan debt.
1,217,700 student borrowers live in New Jersey.
56.2% of them are under the age of 35.
13.1% of state residents have student loan debt.
Among the state’s indebted student borrowers, 12.5% owe less than $5,000.
23.1% owe $20,000 to $40,000 (average $28,119).
2.58% owe more than $200,000.

Student Loan Debt in New Mexico

In New Mexico, people are less likely to have educational debt, and they owe less money on average.

$7.7 billion in student loan debt belongs to state residents.
$34,071 is the average student loan debt.
226,000 student borrowers live in New Mexico.
40.7% of them are under the age of 35.
10.7% of state residents have student loan debt.
Among the state’s indebted student borrowers, 17.1% owe less than $5,000.
19.6% owe $20,000 to $40,000 (average $28,507).
1.77% owe more than $200,000.

Student Loan Debt in New York

New York average debt is higher than their peers nationwide.

$94.4 billion in student loan debt belongs to state residents.
$38,690 is the average student loan debt.
2,439,900 student borrowers live in New York.
53.9% of them are under the age of 35.
12.5% of state residents have student loan debt.
Among the state’s indebted student borrowers, 13.6% owe less than $5,000.
22.7% owe $20,000 to $40,000 (average $28,287).
2.82% owe more than $200,000.

Student Loan Debt in North Carolina

The average amount per borrower in North Carolina is notably higher than their peers nationwide.

$52.2 billion in student loan debt belongs to state residents.
$38,770 is the average student loan debt.
1,346,400 student borrowers live in North Carolina.
49.5% of them are under the age of 35.
12.4% of state residents have student loan debt.
Among the state’s indebted student borrowers, 12.5% owe less than $5,000.
23.4% owe $20,000 to $40,000 (average $28,567).
2.28% owe more than $200,000.

Student Loan Debt in North Dakota

North Dakota has one of the lowest student debt rates in the nation.

$2.6 billion in student loan debt belongs to state residents.
$29,647 is the average student loan debt.
87,700 student borrowers live in North Dakota.
59.4% of them are under the age of 35.
11.2% of state residents have student loan debt.
Among the state’s indebted student borrowers, 15.8% owe less than $5,000.
23.3% owe $20,000 to $40,000 (average $28,431).
1.14% owe more than $200,000.

Student Loan Debt in Ohio

Ohio residents are much more likely to have student loan debt, but they owe about the same as their peers nationwide.

$61.7 billion in student loan debt belongs to state residents.
$35,033 is the average student loan debt.
1,761,200 student borrowers live in Ohio.
48.1% of them are under the age of 35.
14.9% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.3% owe less than $5,000.
22.6% owe $20,000 to $40,000 (average $28,507).
1.70% owe more than $200,000.

Student Loan Debt in Oklahoma

In Oklahoma, the average student debt is much lower than their peers nationwide.

$16.0 billion in student loan debt belongs to state residents.
$32,103 is the average student loan debt.
498,400 student borrowers live in Oklahoma.
44.5% of them are under the age of 35.
12.3% of state residents have student loan debt.
Among the state’s indebted student borrowers, 16.3% owe less than $5,000.
20.9% owe $20,000 to $40,000 (average $28,476).
1.46% owe more than $200,000.

Student Loan Debt in Oregon

In Oregon, people have average debt that is higher than their peers nationwide.

$20.0 billion in student loan debt belongs to state residents.
$37,829 is the average student loan debt.
528,700 student borrowers live in Oregon.
44.0% of them are under the age of 35.
12.5% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.5% owe less than $5,000.
22.3% owe $20,000 to $40,000 (average $28,620).
2.50% owe more than $200,000.

Student Loan Debt in Pennsylvania

Pennsylvanians are more likely to have unpaid student loans.

$66.3 billion in student loan debt belongs to state residents.
$36,267 is the average student loan debt.
1,828,100 student borrowers live in Pennsylvania.
54.9% of them are under the age of 35.
14.1% of state residents have student loan debt.
Among the state’s indebted student borrowers, 12.4% owe less than $5,000.
24.4% owe $20,000 to $40,000 (average $28,229).
2.14% owe more than $200,000.

Student Loan Debt in Puerto Rico

Puerto Rico has one of the nation’s lowest average student loan debt rates.

$10.5 billion in student loan debt belongs to state residents.
$31,503 is the average student loan debt.
333,300 student borrowers live in Puerto Rico.
47.0% of them are under the age of 35.
10.4% of state residents have student loan debt.
Among the state’s indebted student borrowers, 24.5% owe less than $5,000.
16.8% owe $20,000 to $40,000 (average $28,214).
2.55% owe more than $200,000.

Student Loan Debt in Rhode Island

In Rhode Island, people owe much less than the national average individual debt.

$4.9 billion in student loan debt belongs to state residents.
$33,243 is the average student loan debt.
147,400 student borrowers live in Rhode Island.
57.0% of them are under the age of 35.
13.4% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.2% owe less than $5,000.
23.3% owe $20,000 to $40,000 (average $28,198).
1.97% owe more than $200,000.

Student Loan Debt in South Carolina

South Carolina’s student loan debt is higher per borrower, and its population has a higher proportion of indebted student borrowers.

$29.3 billion in student loan debt belongs to state residents.
$38,695 is the average student loan debt.
757,200 student borrowers live in South Carolina.
48.9% of them are under the age of 35.
14.1% of state residents have student loan debt.
Among the state’s indebted student borrowers, 12.8% owe less than $5,000.
22.6% owe $20,000 to $40,000 ($28,580).
2.28% owe more than $200,000.

Student Loan Debt in South Dakota

In South Dakota, the average student borrower owes much less federal loan debt than the nationwide average.

$3.6 billion in student loan debt belongs to state residents.
$30,928 is the average student loan debt.
116,400 student borrowers live in South Dakota.
56.6% of them are under the age of 35.
12.7% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.3% owe less than $5,000.
23.3% owe $20,000 to $40,000 (average $28,413).
1.20% owe more than $200,000.

Student Loan Debt in Tennessee

Tennessee residents are on par with their peers nationwide for the average balance.

$32.5 billion in student loan debt belongs to state residents.
$36,974 is the average student loan debt.
879,000 student borrowers live in Tennessee.
49.0% of them are under the age of 35.
12.3% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.3% owe less than $5,000.
21.7% owe $20,000 to $40,000 (average $28,534).
2.20% owe more than $200,000.

Student Loan Debt in Texas

Texans owe less per borrower than their peers nationwide.

$128.7 billion in student loan debt belongs to state residents.
$33,746 is the average student loan debt.
3,813,800 student borrowers live in Texas.
49.8% of them are under the age of 35.
12.5% of state residents have student loan debt.
Among the state’s indebted student borrowers, 15.1% owe less than $5,000.
20.8% owe $20,000 to $40,000 (average $28,404).
1.75% owe more than $200,000.

Student Loan Debt in Utah

In Utah, people are much less likely to carry educational loan debt, and they owe less on average.

$10.6 billion in student loan debt belongs to state residents.
$33,470 is the average student loan debt.
316,700 student borrowers live in Utah.
52.3% of them are under the age of 35.
9.27% of state residents have student loan debt.
Among the state’s indebted student borrowers, 17.5% owe less than $5,000.
20.5% owe $20,000 to $40,000 (average $28,615).
2.15% owe more than $200,000.

Student Loan Debt in Vermont

People in Vermont are less likely to have student loan debt, but they owe a greater average debt per borrower.

$2.9 billion in student loan debt belongs to state residents.
$38,158 is the average student loan debt.
76,000 student borrowers live in Vermont.
53.4% of them are under the age of 35.
11.7% of state residents have student loan debt.
Among the state’s indebted student borrowers, 13.0% owe less than $5,000.
24.3% owe $20,000 to $40,000 (average $28,108).
2.50% owe more than $200,000.

Student Loan Debt in Virginia

In Virginia, residents owe much more on average per borrower than their peers nationwide.

$43.4 billion in student loan debt belongs to state residents.
$40,137 is the average student loan debt.
1,081,300 student borrowers live in Virginia.
50.8% of them are under the age of 35.
12.4% of state residents have student loan debt.
Among the state’s indebted student borrowers, 12.2% owe less than $5,000.
23.1% owe $20,000 to $40,000 (average $28,451).
2.58% owe more than $200,000.

Student Loan Debt in Washington

In Washington, people are less likely to have unpaid educational debt, but the amount is on par.

$28.7 billion in student loan debt belongs to state residents.
$36,762 is the average student loan debt.
780,700 student borrowers live in Washington.
47.0% of them are under the age of 35.
10.0% of state residents have student loan debt.
Among the state’s indebted student borrowers, 14.9% owe less than $5,000.
21.7% owe $20,000 to $40,000 (average $28,369).
2.51% owe more than $200,000.

Student Loan Debt in West Virginia

In West Virginia, the average unpaid student loan debt is much lower than the national average.

$7.3 billion in student loan debt belongs to state residents.
$32,358 is the average student loan debt.
225,600 student borrowers live in West Virginia.
47.5% of them are under the age of 35.
12.7% of state residents have student loan debt.
Among the state’s indebted student borrowers, 16.3% owe less than $5,000.
21.4% owe $20,000 to $40,000 (average $28,571).
1.42% owe more than $200,000.

Student Loan Debt in Wisconsin

In Wisconsin, the student debt rate is lower on average.

$23.3 billion in student loan debt belongs to state residents.
$32,628 is the average student loan debt.
714,100 student borrowers live in Wisconsin.
54.2% of them are under the age of 35.
12.1% of state residents have student loan debt.
Among the state’s indebted student borrowers, 15.3% owe less than $5,000.
23.7% owe $20,000 to $40,000 (average $28,326).
1.64% owe more than $200,000.

Student Loan Debt in Wyoming

Residents of Wyoming are significantly less likely to have student loan debt than their peers nationwide, and the average unpaid debt is also much lower.

$1.7 billion in student loan debt belongs to state residents.
$31,022 is the average student loan debt.
54,800 student borrowers live in Wyoming.
46.0% of them are under the age of 35.
9.38% of state residents have student loan debt.
Among the state’s indebted student borrowers, 18.6% owe less than $5,000.
20.1% owe $20,000 to $40,000 (average $28,182).
1.46% owe more than $200,000.