Almost everyone lives in an area with some flood risk. The question is not if, but when, the next storm will occur in Texas. Flooding is still the most common and expensive natural disaster in the United States.
That’s why it’s important to remember that if it can rain, it can flood, and flood damage isn’t typically covered by a homeowner’s insurance policy.
Texas Land Commissioner George P. Bush was born in Houston and now oversees coastal protection and manages long-term recovery efforts from natural disasters including hurricanes and floods.
Yes, everyone needs to get flood insurance. If Harvey taught us anything it's that "but, it's never flooded here" is not protection from flooding. If you live in a low risk area, a policy can be had for a few hundred dollars. If your policy is expensive - that's your clue that your are in danger of flooding. If you can't afford flood insurance, consider moving to some place you can afford - flood insurance isn't optional. Don't be stuck with no home and your hand out to the feds, they are broke.
Also - is that P's official photo? He looks like a sociopath.
This is so critical. I live in Santa Fe, and almost all of my neighbors had water in their house during Hurricane Harvey. 54 inches of rain is just unimaginable. Water was up to my door, but never came inside, although there was some seepage along the back bed rooms (which proves that my house slab is not level). I had flood insurance, and was able to place a claim for new carpet, but hardly anyone else around me had flood insurance because of just what Bush had said, they never believed it was necessary.
There are still some homes that have not been moved back into up and down my street. Please heed scary Bush. If you have not purchased flood insurance by now, you are just plain dumb.
I asked Dad why he did not have flood insurance. He said he did - he went to church. The house went through Alicia, TS Allison Rita, Ike, Harvey - not a drop of water in the house. But I am south of Santa Fe about 5 miles north of Jamaica Beach.
"Yes, everyone needs to get flood insurance." "If you have not purchased flood insurance by now, you are just plain dumb."
No, not everyone, and no, it's not always dumb. If you pay 500 bucks give or take like I do, you should just buy it. However, I know someone who used to live in La Porte and moved to Pearland because the flood insurance was more than 10 thousand dollars per year. I don't know if the 10 grand figure is true or not, but the lesson remains that price is everything. More than $10,000 per year and I'm not buying flood insurance. I'll just bank the cash and will come out ahead. If it's cheap, I'm buying insurance. Same tenet holds true with life insurance, etc.
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Let's take a look at some history that takes us far from the norm. A world-famous tattoo artist, J.T. Clark and his wife, Bertha, and how turn of the 20th century events in Galveston changed the trajectory of their lives.
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Yes, everyone needs to get flood insurance. If Harvey taught us anything it's that "but, it's never flooded here" is not protection from flooding. If you live in a low risk area, a policy can be had for a few hundred dollars. If your policy is expensive - that's your clue that your are in danger of flooding. If you can't afford flood insurance, consider moving to some place you can afford - flood insurance isn't optional. Don't be stuck with no home and your hand out to the feds, they are broke.
Also - is that P's official photo? He looks like a sociopath.
This is so critical. I live in Santa Fe, and almost all of my neighbors had water in their house during Hurricane Harvey. 54 inches of rain is just unimaginable. Water was up to my door, but never came inside, although there was some seepage along the back bed rooms (which proves that my house slab is not level). I had flood insurance, and was able to place a claim for new carpet, but hardly anyone else around me had flood insurance because of just what Bush had said, they never believed it was necessary.
There are still some homes that have not been moved back into up and down my street. Please heed scary Bush. If you have not purchased flood insurance by now, you are just plain dumb.
I asked Dad why he did not have flood insurance. He said he did - he went to church. The house went through Alicia, TS Allison Rita, Ike, Harvey - not a drop of water in the house. But I am south of Santa Fe about 5 miles north of Jamaica Beach.
5 miles north of Jamaica Beach. Funny
But probably true from a seagulls point of view.
"Yes, everyone needs to get flood insurance." "If you have not purchased flood insurance by now, you are just plain dumb."
No, not everyone, and no, it's not always dumb. If you pay 500 bucks give or take like I do, you should just buy it. However, I know someone who used to live in La Porte and moved to Pearland because the flood insurance was more than 10 thousand dollars per year. I don't know if the 10 grand figure is true or not, but the lesson remains that price is everything. More than $10,000 per year and I'm not buying flood insurance. I'll just bank the cash and will come out ahead. If it's cheap, I'm buying insurance. Same tenet holds true with life insurance, etc.
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Internet forum rules ...
Real names required. No pseudonyms or partial names allowed. Stand behind what you post.
Keep it clean. Don't use obscene, vulgar, lewd, racist or sexually oriented language.
Don't threaten. Threats of harming another person will not be tolerated.
Be truthful. Don’t knowingly lie about anyone or anything.
Be nice. No racism, sexism or any sort of -ism that is degrading to another person.
Be brief. Keep posts to 250 words or less.
Edit yourself. No more than three posts per thread and stay on topic. Do not link to sites outside galvnews.com.
Be aware. All posts are property of The Daily News and may be republished in print.
Be proactive. Use the "Report" link on each comment to let us know of rule violations.