Social Security retirement benefits will increase for Ohioans by more than $50 per month starting in January.

Theresa Busher, public affairs specialist for the Social Security Administration, said the increase is aimed at helping people keep up with the rising cost of expenses.

"It's really important for our beneficiaries," Busher stressed. "Because as we all know, as inflation creeps up and cost of living creeps up, you know that your Social Security benefit then is going to be also evaluated and adjusted automatically each year."

Around 66 million people, or about one in five residents, collected Social Security benefits last February, and about 90% of people aged 21-64 who worked in covered employment last year were insured through Social Security in case of severe disability, according to the Center on Budget Policy and Priorities.

Busher noted people will need to have a My Social Security account by Nov. 14 to see their COLA notice online.

"We just really want folks to realize that if they look online at SocialSecurity.gov, not only can you get good information about this year's cost-of-living adjustment, and how exactly it's figured, again, you can also look in your account, you can track your benefits," Busher outlined.

Other Social Security changes are also slated to go into effect next year, including changes to the maximum amount of earnings subject to the Social Security tax. The amount will increase from around $160,000 to around $168,000.


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For Older Americans Month, AARP Virginia is hosting an event today about family caregivers.

Virginia caregivers provided $14 billion of unpaid care in 2021.

The roundtable discussion addresses a new Centers for Medicare and Medicaid regulation. It calls for reimbursing medical providers for time spent training family caregivers on certain responsibilities.

Jim Dau, state director of AARP Virginia, said being an unpaid family caregiver can be an arduous struggle with the unknown.

"Frequently, family caregivers will say, they're not really sure they know what they're doing," said Dau. "They leave a care setting, maybe with a stack of documents. It could be 25 pages deep without a real great sense of how to do everything on there."

He added that state-level initiatives such as a family caregiver tax credit can also help.

It would offer people an up to $1,000 tax credit on eligible expenses - such as putting in shower bars or a chair lift, or renting or leasing medical equipment.

The event is from 1 to 2 p.m. at the VHC Health Auditorium. People interested in attending can register online at AARP Virginia's website under the events tab.

Federal legislation is also being considered that could assist family caregivers.

One such bill is the Alleviating Barriers for Caregivers Act - which AARP's Healthcare, Family and Government Affairs Vice President Megan O'Reilly said helps caregivers navigate different information from federal agencies.

"It would really call on federal agencies such as the Social Security Administration and CMS," said O'Reilly, "to look at ways in which they can reduce that burden on caregivers when they're interacting with them."

Other legislation aims to reduce family caregivers' expenses and establish a federal family caregiver tax credit.

Higher utility and everyday costs only compounded caregivers' strained finances during the pandemic.

New research released by AARP Iowa shows how important Social Security benefits are to people who receive them - and the numbers reveal women are far more likely to list those benefits as critical.

About 700,000 Iowans receive Social Security benefits, and 55% are women.

AARP Iowa State Director Brad Anderson said he dug into the data, to find out why women see this as an important issue in their lives - in far greater numbers than men.

He said it's because women tend to have far smaller Social Security checks - due to factors like receiving lower wages than men, and taking on unpaid family care-giving responsibilities during their lives.

"In addition to that, women have fewer resources of retirement income than men," said Anderson. "And so, what that means is, men can rely more on stocks and bonds and pensions - whereas women really rely more heavily on Social Security."

Anderson and other advocates are calling on Congress to address the dwindling Social Security Trust Fund, which could be forced to cut benefits by 2035 unless Congress acts to address the funding shortfall.

In addition to earning less and qualifying for fewer benefits, women also typically live longer than men - which, Anderson says, means they have to stretch their Social Security income even further.

"When you put it all together," said Anderson, "it makes a lot of sense that women find Social Security and the strength of Social Security an extremely important issue, when it comes to the polls that we've seen."

AARP Iowa released its findings on the heels of a national report on the financial health of Medicare and Social Security.

Twenty percent of older adults in central Ohio either were not prepared or did not know if they were prepared for extreme weather, according to a recent study by Ohio State University researchers.

The analysis relied on data from the 2021 Central Ohio Regional Assessment on Aging Survey, which included more than 1,400 adults over age 65 in eight central Ohio counties.

OSU Assistant Professor in the College of Social Work Smitha Rao said the research is meant to be a conversation starter about how older adults are faring, and a launching point for area agencies on aging to help determine who is most vulnerable.

"To get a sense of where the emphasis of service delivery needs to be and who's missed out," said Rao, "because on the face of it you can say that almost 80% of the older adults are prepared, but it is those 20% who are unsure or who are not prepared that we should be focused on."

In counties where greater proportions of older adults had a lower income, lived in subsidized housing, and reported having a disability, higher percentages of respondents also reported not being prepared.

Nearly one fifth of older residents in Fayette County reported missing health appointments or not being able to get medicine, reach their job or place of volunteering, or get to family and friends because of severe weather conditions.

Rao added that the data also show that in some counties, older adults face daily barriers meeting basic needs - not just during extreme weather.

"Those were interesting results that showed up for us, in terms of how many people said that there were everyday disruptions," said Rao, "especially when we looked at the different counties and the differences within that."

Climate projections suggest that Ohioan can expect more heavy rainfall, extreme heat and air pollution days in the coming decades.

Rao said she and her colleagues have started a new project to talk directly to older adults and learn from their experiences, hoping to develop tools that can help them better prepare for emergencies.