[Federal Register Volume 85, Number 38 (Wednesday, February 26, 2020)]
[Proposed Rules]
[Pages 10996-10997]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-03766]
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Proposed Rules
Federal Register
________________________________________________________________________
This section of the FEDERAL REGISTER contains notices to the public of
the proposed issuance of rules and regulations. The purpose of these
notices is to give interested persons an opportunity to participate in
the rule making prior to the adoption of the final rules.
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Federal Register / Vol. 85 , No. 38 / Wednesday, February 26, 2020 /
Proposed Rules
[[Page 10996]]
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
12 CFR Parts 25 and 195
[Docket ID OCC-2018-0008]
RIN 1557-AE34
FEDERAL DEPOSIT INSURANCE CORPORATION
12 CFR Part 345
RIN 3064-AF22
Community Reinvestment Act Regulations; Extension of Comment
Period
AGENCY: Office of the Comptroller of the Currency, Treasury, and
Federal Deposit Insurance Corporation.
ACTION: Joint notice of proposed rulemaking: Extension of comment
period.
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SUMMARY: On January 9, 2020, the Office of the Comptroller of the
Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC)
(collectively, the agencies) published in the Federal Register a Notice
of Proposed Rulemaking (NPR) entitled ``Community Reinvestment Act
Regulations'' proposing comprehensive amendments to the rules
implementing the Community Reinvestment Act (CRA). The NPR provided for
a 60-day comment period, which would have closed on March 9, 2020. The
FDIC and the OCC have determined that an extension of the comment
period until April 8, 2020, is appropriate. This action will allow
interested persons additional time to analyze the proposal and prepare
their comments.
DATES: The comment period for the CRA-related NPR published on January
9, 2020 (85 FR 1204),\1\ is extended from March 9, 2020, to April 8,
2020.
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\1\ 85 FR 1204 (Jan. 9, 2020).
ADDRESSES: You may submit comments by any of the following methods:
OCC: Commenters are encouraged to submit comments through the
Federal eRulemaking Portal or email, if possible. Please use the title
``Community Reinvestment Act Regulations'' to facilitate the
organization and distribution of the comments. You may submit comments
by any of the following methods:
Federal eRulemaking Portal--Regulations.gov Classic or
Regulations.gov Beta: Regulations.gov Classic: Go to https://www.regulations.gov/. Enter ``Docket ID OCC-2018-0008'' in the Search
Box and click ``Search.'' Click on ``Comment Now'' to submit public
comments. For help with submitting effective comments please click on
``View Commenter's Checklist.'' Click on the ``Help'' tab on the
Regulations.gov home page to get information on using Regulations.gov,
including instructions for submitting public comments.
Regulations.gov Beta: Go to https://beta.regulations.gov/ or click
``Visit New Regulations.gov Site'' from the Regulations.gov Classic
homepage. Enter ``Docket ID OCC-2018-0008'' in the Search Box and click
``Search.'' Public comments can be submitted via the ``Comment'' box
below the displayed document information or by clicking on the document
title and then clicking the ``Comment'' box on the top-left side of the
screen. For help with submitting effective comments please click on
``Commenter's Checklist.'' For assistance with the Regulations.gov Beta
site, please call (877) 378-5457 (toll free) or (703) 454-9859 Monday-
Friday, 9 a.m.-5 p.m. ET or email [email protected].
Email: [email protected].
Mail: Chief Counsel's Office, Attention: Comment
Processing, Office of the Comptroller of the Currency, 400 7th Street
SW, Suite 3E-218, Washington, DC 20219.
Hand Delivery/Courier: 400 7th Street SW, Suite 3E-218,
Washington, DC 20219.
Fax: (571) 465-4326.
Instructions: You must include ``OCC'' as the agency name and
``Docket ID OCC-2018-0008'' in your comment. In general, the OCC will
enter all comments received into the docket and publish the comments on
the Regulations.gov website without change, including any business or
personal information provided such as name and address information,
email addresses, or phone numbers. Comments received, including
attachments and other supporting materials, are part of the public
record and subject to public disclosure. Do not include any information
in your comment or supporting materials that you consider confidential
or inappropriate for public disclosure.
You may review comments and other related materials that pertain to
this rulemaking action by any of the following methods:
Viewing Comments Electronically--Regulations.gov Classic
or Regulations.gov Beta:
Regulations.gov Classic: Go to https://www.regulations.gov/. Enter
``Docket ID OCC-2018-0008'' in the Search box and click ``Search.''
Click on ``Open Docket Folder'' on the right side of the screen.
Comments and supporting materials can be viewed and filtered by
clicking on ``View all documents and comments in this docket'' and then
using the filtering tools on the left side of the screen. Click on the
``Help'' tab on the Regulations.gov home page to get information on
using Regulations.gov. The docket may be viewed after the close of the
comment period in the same manner as during the comment period.
Regulations.gov Beta: Go to https://beta.regulations.gov/ or click
``Visit New Regulations.gov Site'' from the Regulations.gov Classic
homepage. Enter ``Docket ID OCC-2018-0008'' in the Search Box and click
``Search.'' Click on the ``Comments'' tab. Comments can be viewed and
filtered by clicking on the ``Sort By'' drop-down on the right side of
the screen or the ``Refine Results'' options on the left side of the
screen. Supporting materials can be viewed by clicking on the
``Documents'' tab and filtered by clicking on the ``Sort By'' drop-down
on the right side of the screen or the ``Refine Results'' options on
the left side of the screen.'' For assistance with the Regulations.gov
Beta site, please call (877) 378-5457 (toll free) or (703) 454-9859
Monday-Friday, 9 a.m.-5 p.m. ET or email
[email protected]. The docket may be viewed after the
close of the comment period in the same manner as during the comment
period.
Viewing Comments Personally: You may personally inspect
comments at the OCC, 400 7th Street SW, Washington,
[[Page 10997]]
DC 20219. For security reasons, the OCC requires that visitors make an
appointment to inspect comments. You may do so by calling (202) 649-
6700 or, for persons who are deaf or hearing impaired, TTY, (202) 649-
5597. Upon arrival, visitors will be required to present valid
government-issued photo identification and submit to security screening
in order to inspect comments.
FDIC: You may submit comments, identified by RIN 3064-AF22, by any
of the following methods:
Agency Website: http://www.fdic.gov/regulations/laws/federal/propose.html. Follow instructions for submitting comments on
the Agency website.
Email: [email protected]. Include the RIN 3064-AF22 on the
subject line of the message.
Mail: Robert E. Feldman, Executive Secretary, Attention:
Comments, Federal Deposit Insurance Corporation, 550 17th Street NW,
Washington, DC 20429.
Hand Delivery: Comments may be hand delivered to the guard
station at the rear of the 550 17th Street Building (located on F
Street) on business days between 7:00 a.m. and 5:00 p.m.
Instructions: All comments received must include the agency name
and RIN 3064-AF22 for this rulemaking. All comments received will be
posted without change to http://www.fdic.gov/regulations/laws/federal/propose.html, including any personal information provided. Paper copies
of public comments may be ordered from the FDIC Public Information
Center, 3501 North Fairfax Drive, Room E-1002, Arlington, VA 22226 by
telephone at (877) 275-3342 or (703) 562-2200.
FOR FURTHER INFORMATION CONTACT:
OCC: Vonda Eanes, Director for CRA and Fair Lending Policy, Bobbie
K. Kennedy, Technical Expert for CRA and Fair Lending, or Karen
Bellesi, Director for Community Development. Bank Supervision Policy,
(202) 649-5470; or Allison Hester-Haddad, Counsel, Emily R. Boyes,
Counsel, or Elizabeth Small, Senior Attorney, Chief Counsel's Office,
(202) 649-5490; Office of the Comptroller of the Currency, 400 7th
Street SW, Washington, DC 20219. For persons who are deaf or hearing
impaired, TTY users may contact (202) 649-5597.
FDIC: Patience R. Singleton, Senior Policy Analyst, Supervisory
Policy Branch, Division of Depositor and Consumer Protection, (202)
898-6859; Richard M. Schwartz, Counsel, Legal Division (202) 898-7424,
Counsel, Legal Division (202) 898-6560, Federal Deposit Insurance
Corporation, 550 17th Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION: On January 9, 2020, the agencies published
in the Federal Register \2\ an NPR proposing comprehensive amendments
to the regulations implementing the Community Reinvestment Act.\3\ This
is the first comprehensive amendment of the regulation since 1995.\4\
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\2\ Id.
\3\ 12 U.S.C. 2901, et seq.
\4\ 60 FR 22156 (May 4, 1995).
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The NPR stated that the comment period would close on March 9,
2020. The agencies have received requests to extend the comment period.
An extension of the comment period will provide additional opportunity
for the public to prepare comments to address the matters raised by the
NPR.
Therefore, the OCC and FDIC are extending the comment period for
the CRA-related NPR from March 9, 2020 to April 8, 2020.
Dated: February 19, 2020.
Joseph M. Otting,
Comptroller of the Currency.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on February 19, 2020.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2020-03766 Filed 2-25-20; 8:45 am]
BILLING CODE 4810-33-P 6714-01-P