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Get Banked!

Secure your money, simplify your life

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Start your financial journey

Ready to take a big step toward your financial goals? A bank account can be your best ally. It keeps your money safe, gives you quick access to your funds, saves you money on fees, and brings financial peace of mind.

Why bank?

safe

Keep your money safe

FDIC deposit insurance protects your money in deposit accounts at FDIC-insured banks in the event of a bank failure.

phone and money

Pay bills easily

Pay bills fast from a smartphone, tablet, or computer. Track your spending easily, too.

magnifying glass

Save on fees

Having a deposit account with a bank can offer you savings from check-cashing fees. Depositing checks is free in a bank. Paying bills can be cheaper without money orders.

check and pen

Build your financial reputation

Establishing a relationship with a bank through a deposit account can be a first step that can lead to other financial products and help you achieve your financial goals.

bank

Get more services

Banks offer savings account to grow your money, loans for big purchases, and financial advice.

piggy bank

Plan for the future

Banks have special accounts to save for your kids' education or your business' growth.

tablet and money

Save time and bank anywhere

With mobile banking and alerts, it's easy to manage your money anytime, anywhere.

shield

Protect your money from error or fraud

Federal laws can protect you in the event of a debit card error or unauthorized electronic transaction under certain circumstances, if this happens to you, notify your bank right away.

Choose an account

Open an account

Join the movement

Drive positive change in your community through the FDIC's #GetBanked campaign. Your support as a government agency, community group, or consumer-focused organization is crucial.

Join now

Find a bank

Open a bank account in person

Open a bank account online

These organizations also have lists of banks where you can open an account online with a low opening deposit:

Bank On Open an affordable bank account online now.

American Bankers Association

Independent Community Bankers of America

Veterans Benefits Banking Program

Frequently asked questions

General

Getting Started

Managing your account

Outreach

Resources

Seal of FDIC Seal of FDIC

Consumer News

Our monthly newsletter to consumers, with helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars.

Money Smart

A financial education program that can help people of all ages enhance their financial skills and create positive banking relationships.

FDIC Explains: Getting Banked (ASL)

Are you one of the 7 million U.S. households without a bank account? In our continuing #FDICexplains series, we explore the benefits of being connected to our banking system.

IRS

Internal Revenue Service

Get your refund faster
Where's my refund?

CFPB

Consumer Financial Protection Bureau

Guide to filing your taxes
Tax time YouTube channel

Department of Veterans Affairs

U.S Department of Veterans Affairs

Veterans Benefits Banking Program